A jury of 11 women and seven men -- including at least five who studied or have college degrees in accounting or finance -- will hear the insider trading case against former Qwest CEO Joe Nacchio, with opening arguments scheduled to begin at noon.

The panel is made up of 12 jurors who will deliberate the case and six alternates, though it will not be disclosed until it's time for the jurors to deliberate which people are the alternates.

Among the group are five Colorado natives, a man who once installed a stereo in the home of U.S. District Judge Edward Nottingham, who is presiding over the case, and a man who said he made enough money in the stock market to retire early.

One of the jurors is a retiree from Littleton whose son-in-law's parents were former U S West employees and lost part of their retirement when Qwest's stock collapsed. The man also said his former neighbor once headed the association of U S West retirees. But he said he believed he could be fair to Nacchio, and that those people wouldn't hold it against him if the jury returned a not guilty verdict.

"I think they've gone on with their lives," he said.

Jury selection ended around 10 a.m. today, with attorneys on both sides choosing not to use all of their "challenges," or opportunities to eliminate jurors. Prosecutors, who had nine challenges at the start of jury selection, used five -- all of them on Monday -- leaving them with four unused challenges. Defense attorneys used 10 of their 13 challenges -- nine on Monday and one today, when they dismissed a Lafayette woman who works as an environmental engineer.